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Questions About Social Security Disability Answered

When you are applying for benefits, you may have a number of questions as you go through the process. Applying for benefits can get complicated, and waiting for your benefits to start if you've been approved can be difficult. If you are considering applying for social security disability benefits, here are the answers to some frequently asked questions about social security disability benefits.

1. How long will it take to get approved for benefits?

This answer is as varied as the number of people who apply for benefits each year. While it can take a few weeks to get an approval if your disability is very serious, you may also wait for months trying to get benefits. If you get denied benefits, you will be allowed to appeal this decision, but the appeals process can take a significant amount of time and effort on your part.

2. Can I apply online for benefits?

Yes, you can apply online through the social security administration website for disability benefits. If you are not able to use the online system, you can apply for benefits by telephone, or you can set up an appointment with your local social security office to start a claim.

3. Do disability benefits start immediately upon approval?

No, there is a five month waiting period for social security disability benefits. This means that if it is determined that you are disabled and entitled to benefits, you will begin receiving payments five months after the date your disability began. 

4. If I receive social security disability benefits and I reach retirement age, do my benefits change to retirement benefits?

Yes. If you are receiving social security disability benefits and you have reached your full retirement age, your benefits automatically turn into regular social security retirement benefits. Your benefit amount should remain the same, and increase with cost of living raises received by everyone getting benefits.

5. Can my child receive disability benefits if they are disabled?

A disabled child can receive social security disability benefits, but only if one of their parents is receiving benefits too. If both parents are gainfully employed, the child is not entitled to receive social security disability.

6. Can I check the status of my application?

If you applied online, you can check the status of your application anytime. If you didn't use the online system, you can call your local social security office to check on your application during regular business hours. For further assistance, contact a local social security lawyer, such as one from Prediletto, Halpin, Scharnikow & Nelson, P.S.