Avoid These 3 Mistakes In Your Car Accident Claim
Being in an auto accident can be scary, especially when you weren't the one at fault. Your mind is going in a million different directions trying to figure everything out. Not only are you stuck trying to deal with auto repairs, but you have to also figure out what is going on with your own health. Dealing with a car accident claim can be overwhelming. You don't want to make a mistake that could devastate your entire case.
Admitting you were at fault.
The last thing you want to do is admit responsibility for the accident, especially when you weren't the one to blame. All too often, people get swept up in the moment and don't think clearly about what happened. It's difficult to determine what all happened. Because of this, you need to leave the specifics to your attorney. Admitting any type of fault could end up costing you big time on your claim. The insurance company will use that admittance of guilt, as small as it might be, as a means of lowering or denying your settlement.
Not filing a police report.
Anytime you are in an accident, you need to call the police department and have them file a report. No one individual is going to be able to back up your story as to what happened on the date of the incident. With a police report in place, there is no way the other party can try to claim something happened that didn't. Many insurance companies won't even pay for the repairs or medical bills if you don't have a police report on file. They might think you are trying to cover something up and kick the claim back until you have all of the documentation in place.
Not having all of the details of the accident.
When involved in a car accident, it's pretty easy to get caught up in everything and forget a lot of the details. Many people end up overlooking important information stemming from the crash, such as the time, weather conditions, vehicle information, witnesses and so on. To fill out insurance forms, you will need as much information as humanly possible.
By going through everything and making sure you don't miss out on important information, you can get through your car accident claim as quickly and painlessly as possible. Enlist the help of an attorney, like those at Wolter, Beeman & Lynch, to help you get through the process and answer any questions you might have.